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» Home » Information » Product Info » General Insuarnce
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Claim Process
Get TPA Details
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Health Suraksha Individual
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Optima Restore Individual
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Medisure Classic Individual
Medisure Prime Individual
My:health Medisure Super Top-up Individual
EH Critical Illness Addon
Optima Senior
Optima Cash Gold
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Health Suraksha Top Up Plus Individual
Health Suraksha Individual
Critical Illness Old
Day 2 Day Care Individual
Health Wallet Individual
Health Suraksha With Regain And Ecb Individual
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My:health Suraksha Individual
My Health: Medisure Super Top Up Individual Old
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Synopsis:
HDFC ERGO Health Suraksha health insurance plan covers in-patient treatments, pre-hospitalization expenses, 144 day-care procedures, domiciliary treatments and many such expenses incurred during treatment.
Highlight:
Avail cashless services from our vast network of more than 5000+ hospitals.
No Sub-limits on hospital room rents, hospital expenses, specific diseases and doctor fees.
Tax rebate available as per provision of Income Tax Rules under section 80-D.
144 day Care Procedures covered.
Pre-existing diseases are Covered after 48 months of continuous coverage.
Get optional Benefits like Enhanced Cumulative Bonus,Regain Benefit,Co-Payment etc on payment of Addtional premium.
Get Convalescence Benefit Lumpsum payment of 1% of sum insured, max. of Rs.10,000 for Hospitalisation exceeding 10 Days.
Life long policy renewal is available.
Benefit:
Title
Description
Additional Cover for Critical Illness
Optional
Ambulance Expenses
Upto Rs.2000/3000 (as per Plan)
Automatic Restoration of Sum Insured
Yes (Optional)
Co-Payment
10%/20% Co- pay (Optional)
Daily Hospitalization Allowance
Yes, Optional
Day Care Procedure Coverage
144 procedures covered.
Donor Expenses
Pays for medical expenses for an organ donor's treatment in the event of organ transplantation
Free Health Checkup
Once after 4 claim free years
ICU Daily Rent Limit
Covered
Medical Screening
No Medical Check-up upto 45 years
Minimum Hospitalization Period
24 Hrs
New Born Baby Cover
Optional
No Claim Bonus
5% bonus on Sum Insured for every claim-free year
Non-Allopathic Treatments
Pays for medical expenses for in-patient treatment taken under Ayurveda, Unani, Sidha or Homeopathy
Nursing Allowance
Covered
Post Hospitalization Expenses
90 days
Pre-Existing Disease / Illness coverage
After 48 months
Pre-Hospitalization Expenses
60 days
Room Rent Limit
No Sub-limits on any disease, room rent, hospital charges and doctor fees
Waiting Period for New Policy
30 Days